But I hafta warn you...this is a really bad dirty joke... 
With the oncoming recession, Joe suggested to his wife Louise, that they try a unique way to save some money on the side.
"Every time I lay you, I'll give you a dollar for your piggy bank," he said.
A few weeks later, they decided to open the piggy bank. Out tumbled a bunch of dollars, but these were mixed with a rich cluster of fives, tens, and twenties.
"Louise," asked Joe, "where did you get all that money? Each time we f***** I only gave you a dollar."
"So?" she said. "Do you think everyone is as stingy as you?"
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