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Anyone know the answer?


Jun 29 @ 3:12 PM Anyone know the answer?    
Angel178


Posts: 21,583
Just went to PetSmart....12 fish, another parakeet and a lizard for my son...all the accesories....three children wide eyed with delight at the register...I wrote a check, and the register kept telling me it was declinned....I had 3 times the amount of money needed in the checking account....why can't I use it?

It is a new checking account...I waited the app two weeks for the deposit check to clear...(6/27/08)....why can't I write the check?

I asked them to get the manager cause there were so many "live" purchases...the maneger called the register, he said that unless I had another way to pay, too bad...if I did, wouldn't I have done that? I feel like a loser in front of my kids. Sunday, have more than enough money to cover, but can't get at it....
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Jun 29 @ 3:16 PM Anyone know the answer?    
Loreli


Posts: 18,681
Some businesses won't take checks under a certain number (2000 or 3000)
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Jun 29 @ 3:19 PM Anyone know the answer?    
Gallows_Humor


Posts: 5,802
computer error....

...not really ...I think it was a data entry snafu ( read: a people error )

...afaik no store cash register system is tied into any checking acount directly.. but instead a private company like VeriCheck ..(link..) ...who insures all checks that they ok.. as it was a new account ..it was not entered into their data base yet...


.... .....


[Edited on 6/29/2008 3:21 PM]
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Jun 29 @ 3:21 PM Anyone know the answer?    
Heaveninawildflower


Posts: 14,401
Being about as anti-paper as I can be, I use a debit card...I'm pretty sure that all banks have them now (aka ATM card). No muss, no fuss and you can access all your records online. A heck of a lot quicker at checkout time too. It's essentially the same thing as using a check, except it clears immediately.


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Jun 29 @ 3:33 PM Anyone know the answer?    
Angel178


Posts: 21,583
Thank you all...I would have loved to have used the debit card...haven't gotten it in the mail yet... this is why I I always do cash...instead I listened to my dad and got a checking account

...
I think it was a data entry snafu ( read: a people error )


Explain that to my 10 year old holding his chinese water dragon and my three year old with his "yellow" bird....
I had to tell them to put them down and leave them....

Pissed that the maneger couldn't be bothered to come talk to me...just called the register over the phone...

I feel like such a loser...how to convince the kids that I had the money when the people made them put the stuff down and walk away...
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Jun 29 @ 3:35 PM Anyone know the answer?    
Aeromuse


Posts: 1,187
Angel - that so totally sucks ass. I'm sorry you had to go through that
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Jun 29 @ 3:42 PM Anyone know the answer?    
Angel178


Posts: 21,583
It sucks...my three year old keeps crying...mommy, please go back and get my yellow bird...




I called the corporate office cause I was in my car for 20 min or longer trying to straighen this out...went back in the store...my purchase...two bags of fish, the bird in a box and a lizard in a box (that had fallen on the ground) was all still sitting there...nobody cared...

Anyone who cares about animals, knows that this was wrong...I blame the maneger...
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Jun 29 @ 3:44 PM Anyone know the answer?    
Aeromuse


Posts: 1,187
Oh god Angel - thats truly horrible all around. Poor little kids. Poor little critters. I'd be so heated
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Jun 29 @ 3:48 PM Anyone know the answer?    
Angel178


Posts: 21,583
I was...but the most at my bank...opened the account...three weeks ago...put plenty of cash in there to cover while waiting for the 500.00 check to clear. I never should have had a problem...

I'm having flash backs of when I was married and my ex had control of the debit card..it took me a minute...then I said to myself...wait a minute, this is MY account..the money is in there...
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Jun 29 @ 4:06 PM Anyone know the answer?    
BandTMom


Posts: 25,226
After 3 weeks it is BS that the check wasn't honored.

Does your bank have a 24/7 number to call for help?
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Jun 29 @ 4:08 PM Anyone know the answer?    
Loreli


Posts: 18,681
It does suck...
I'd call their corporate office.....

Still-it's probably because it's a new account.
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Jun 29 @ 4:25 PM Anyone know the answer?    
Angel178


Posts: 21,583
I'm still trying to find the number...it says that it's all there ($650.00)

Just got off the phone with the maneger of PetSmart...he's really young
I said that I tried to get him to come to the register, he said that he heard it was a check problem....I told him that I had small children with me and it was a bank problem, but his job is to come talk to me...he got nervous and put me on hold....

When he came back 5 min later, I asked him to hold the animals...he said, you will be here in the morning? I said no, around 7 PM I have to work...he said he would hold them just for tomorrow...sheesh...youngster...like people are beating down their doors to buy a chinese water dragon...

I told him that when you work in a place that has children as clientel, part of his job is customer service....

He assured me that he would be there tomorrow night when I got there...
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Jun 29 @ 4:27 PM Anyone know the answer?    
minky


Posts: 235
What bank are you using? You should have gotten an ATM card to use the day you set up your account.
Try Bank of America.
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Jun 29 @ 4:29 PM Anyone know the answer?    
Angel178


Posts: 21,583
Investors savings bank....
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Jun 29 @ 4:29 PM Anyone know the answer?    
BandTMom


Posts: 25,226
Angel, see if you bank is listed here:

Get Human

It will tell you how to bypass an automated system to talk to a live person.
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Jun 29 @ 4:40 PM Anyone know the answer?    
Angel178


Posts: 21,583
Not on there, but I'll go to bank in morning....thank you....

If he is going to be a manager in a store where there are children, they need to learn how to deal with the public!
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Jun 29 @ 5:16 PM Anyone know the answer?    
Kenn159


Posts: 2,279
I'm sorry to hear about this.
I hope they put all the animals back up so they are not still sitting in boxes?

You could try calling 1 800 555 1212 and ask for your banks national toll free number and hope they are open on Sunday.
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Jun 29 @ 5:30 PM Anyone know the answer?    
pamdemonium


Posts: 13,561
Why didn't you just write a check or go to the atm and make a cash withdrawal?
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Jun 29 @ 5:32 PM Anyone know the answer?    
Angel178


Posts: 21,583
Thank you kenn...I called the store direct when I got home. I told the maneger that I would be coming to get them tomorrow and that I went back in the store and saw that they were all still on the counter (except the lizard that had fallen to the ground) he assured me he would put them back and hold them for me till tomorrow...
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Jun 29 @ 6:17 PM Anyone know the answer?    
sweet5red


Posts: 7,709
never heard of the bank... i use capital one.. but that was a shame.. poor kids and poor critters.. sorry it happened angel..Sweet N Louisiana
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