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Currency Becoming Obsolete??


Jan 21, 2006 @ 3:30 PM Currency Becoming Obsolete??    
Angel54214


Posts: 22,479
In this day and age, do we really carry or use cash that much? You can have auto deposit, pay bills by a bank card, buy goods with a card. Will currency become obsolete you think?

Pennies...we still use them and prices still are .99, like we saving money...thats a joke!
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Jan 21, 2006 @ 3:32 PM Currency Becoming Obsolete??    
spongebob777


Posts: 6,918
Cash or check only for me. I hate credit cards.
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Jan 21, 2006 @ 3:36 PM Currency Becoming Obsolete??    
lecriveuse


Posts: 1,817
tell me about it, angel. in memphis, i lived at a complex that refused to take cash for rent someone refusing money! gasp!

i have credit and debit cards. try writing a check outside of your city, let alone the state.
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Jan 21, 2006 @ 3:41 PM Currency Becoming Obsolete??    
suzieq0808


Posts: 1,080
I'm better at staying within my budget for discretionary spending if I use cash for groceries and incidentals. When the cash is gone, I'm done spending. More times than not, I've got plenty leftover at the end of the week because I'm paying more attention to my spending.
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Jan 21, 2006 @ 3:43 PM Currency Becoming Obsolete??    
spongebob777


Posts: 6,918
i have credit and debit cards.


I have two for emergencies only.
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Jan 21, 2006 @ 3:44 PM Currency Becoming Obsolete??    
Angel54214


Posts: 22,479
Oh how true Lecri...My rent payment is by money order only. Debit cards seem to replace cash I think. Most of my bills I can pay by a phone call with my debit card. I don't have to use a stamp or wait days for my account to balance.
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Jan 21, 2006 @ 3:47 PM Currency Becoming Obsolete??    
TiNkErGrRrRrR


Posts: 13,252
Will currency become obsolete you think?

It better not..I pay for everything in cash..I dont like credit cards
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Jan 21, 2006 @ 3:50 PM Currency Becoming Obsolete??    
lecriveuse


Posts: 1,817
i do like the convenience of shopping online and paying bills that way, too. its free with my cking account. tinker, just stay in a place where they dont mind the cash, girl. u will be ok

the debit cards help me keep up with how much and where i spend. my brother had NINE credit cards; a few years later, he was in bankruptcy. i wouldn't go that far. i want to splurge once in a while. aside from that, i pinch a penny until it howls.
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Jan 21, 2006 @ 3:53 PM Currency Becoming Obsolete??    
Angel54214


Posts: 22,479
...and don't forget to wash your hands after the exchange.
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Jan 21, 2006 @ 4:20 PM Currency Becoming Obsolete??    
mangolover60


Posts: 487
Mostly just use cash. Then Dubbya and the National Security Agency have a bit of a harder time trying tracking you.
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Jan 21, 2006 @ 4:22 PM Currency Becoming Obsolete??    
TiNkErGrRrRrR


Posts: 13,252
tinker, just stay in a place where they dont mind the cash, girl. u will be ok

ok..good idea
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Jan 21, 2006 @ 5:11 PM Currency Becoming Obsolete??    
akfitter


Posts: 96
the federal reserve- - - isn't a branch of the gov- - - - the international bankers has raided it along time ago - - - and took all of the gold- - - - - !!!- - yea thats right - - - so the money that you get on your pay check is worthless!!!
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Jan 21, 2006 @ 9:32 PM Currency Becoming Obsolete??    
definitelydi


Posts: 11,032
I almost never use cash. If I have $3 in actual cash on me, it's a miracle. I always use my debit card. Yep, even for a drink at the gas station!
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Jan 21, 2006 @ 11:38 PM Currency Becoming Obsolete??    
exiled131


Posts: 1,626
currency will not be obsolete in the near future. technically, it can never be obsolete if you factor in gold, platinum, and silver as currency. pieces of plastic are too vulnerable to fraud, no matter what "protection" is in it and the system.

besides, if it did become obsolete- what would the dept. of the treasury do? they can't have control of money go out of their greedy hands.
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Jan 21, 2006 @ 11:46 PM Currency Becoming Obsolete??    
Seamonkey836


Posts: 111
I to am a debit card person.
One day I used it at an ATM to get some cash and the damn thing took my card then wouldnt do anything !!!

I went into the bank and told a teller that their machine had taken my card, she informed me that the machine was out of order !
I said then why does it not have a sign on it stating so !!

I then informed her that they needed to get somone to get the thing open and get my card out.
She told me that the maintenance person wouldnt be back till next week.
I then informed her I was 150 miles from home, in a Jeep grand Cherokee with less than a quarter of a tank of gas, and that card is my only means of paying for anything !
I then went on to say, either you get someone out there to get that damn machine open and return my card that it has stolen , or I will take care of it myself, and I will make it more than obvious that the machine is out of order !

Upon my leaving the building and heading towards the wretched machine I had a guy in a suit come after me with a hand full of keys, he soon found one that fit their thieving machine.
I let him have an ear full as well, since that ordeal I make sure I carry an extra card.



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Jan 22, 2006 @ 12:15 PM Currency Becoming Obsolete??    
t_h_e_b_r_a_t


Posts: 386
Years ago I got an ATM card with my bank account. Never even took it out of the envelope, and brought it back to them, still sealed, when they claimed I had made $800 in withdrawls with this card. They still said, "We have a record of the transactions so you have to prove you didn't make them." The sealed card wasn't enough for them.
Just happened to be the same bank that we held several firm accounts at (US Bank). Went back to the office, had a chat with the attorney, and was back at that bank in about an hour withdrawing several million dollars in client accounts. The same teller that had been so snotty before turned white as she went to get her supervisor.
After that I have never even trusted a bank enough to let them hold my savings. I pay for everything with cash or certified cashier's check (no way they can bounce or be NSF). I only have credit cards for identification, and renting hotels and cars. Of course, that is just to get them, when I leave/drop them off, I pay the bill in cash and have the amount removed from the credit card.
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Jan 22, 2006 @ 1:42 PM Currency Becoming Obsolete??    
PerhapsLove


Posts: 643
Betwixt and Between?

Instance #1. Good
I "purchased" a DELL computer (by telephone) and, when it arrived, discovered that the salesman was a total liar.
In no way did it resemble the product discussed.
DELL (as in Hell) refused to cooperate in the reutrn and credit to my account.
I called my bank (in New England) and faxed a copy of the Express Maill receipt (NOT yet received by DELL) and the bank emailed a confirmation of the reversal of the transaction.
EFF DELL!

Instance #2. Not Good - Same Bank (PRIOR to #1)
I was making a SMALL purchase. The gal at the register told me the transaction was refused. This was IMPOSSIBLE. She tried again... refused. I paid with cash and went to the nearest wonga window. The message was: "You cannot access your account. Contact your bank." I did.
It seems the bank had been purchased by another bank and they issued new cards, etc. AFTER earlier notifying everyone that this would not happen. Since I still receive about half my mail in Massachusetts and only have it forwarded every couple of months, guess where the new card was sitting?
Anyway, the gal "reactivated" my existing card for a month so that I could get my mail and activate the new one.
Well handled... BUT... WHY do they have the right to freeze a perfectly legitimate account? They were actually denying MY access to MY money.

Oh well, if that is the worst thing that happens, I cannot complain.

A friend of mine had a hacker in Hong Kong going crazy with one of his credit cards. It took him over a month to resolve everything.

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Jan 22, 2006 @ 1:55 PM Currency Becoming Obsolete??    
Angel54214


Posts: 22,479
I have had stolen check experiences. One time a Sherif came to my house and was holding a white envelope. He said I believe I have something that belongs to you. I invited him in, we sat at the table and he showed me 5 checks I had recently written to pay bills. I got my check book and we matched my checks to my account. Turned out a 16 year old girl in the neighborhood had stolen mail about 3 days before.

The girl's mom found a bag in her bed room full of mail and my checks were in it. She reported it to the police and the girl went to juvenile for attempt of white washing checks and stealing mail. She had also broken into a home and stole goods during those same days.
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Mar 1, 2006 @ 4:56 PM Currency Becoming Obsolete??    
moonstarr


Posts: 114
I believe one day cash will become obsolete, and I am not looking forward to that day for several reasons. One of those being that if a computer at the bank fails, your debit/credit card could be useless. Also, it is easy to lose track of how much you're spending when you buy things electronically. The interest rates on a credit card can be crazy!

I do prefer to use cash, except when paying something like the rent. Then I prefer a check, since that comes with a receipt even if the landlord does not give one.

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Mar 1, 2006 @ 5:14 PM Currency Becoming Obsolete??    
Jankia


Posts: 14,868
I wouldnt mind the penny becoming obsolete!
I always use credit cards over cash whenever possible.Especially for my business.Discounts on gas,flyer miles,end of the year refunds etc.You just have to pay up before the 30 days.
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